House insurance in English for expats in France

Buildings insurance

House insurance in France
Our Generali house insurance policies clearly state that we will re-build with identical materials therefore maintaining the charm and elegance of your home. This represents a major advantage over other house insurances policies available here in France – and over what you may have been used to in the UK. The norm in France is for rebuild cover to be limited to modern materials, meaning that non-Generali policy holders could risk the loss of much of their property’s charm and character. In the UK, the norm is for ‘an expert’ to determine the value of any rebuild, often by under-valuing your property or by asserting that you were under-insured in the first place.
House insurance in France
With one of our Generali house insurance policies, these risks are practically eliminated. This is greatly helped by the fact that we know your postcode, are very familiar with regional construction methods (and therefore costs), and we have a detailed knowledge of risk by rate and type of accident. This enables us to establish a realistic rebuild cost per square metre and/or principal room. By indexing your policy against your surface area we can protect you against these types of disappointments.

Contents insurance

We insure house contents on a 100% new-for-old basis if less than 5 years old for hi-fi and household appliances, and less than 8 years for other items.

Public liability insurance in France

House insurance in France
All house insurance in France must – by law – include public liability cover. With us, this includes cover for people and pets (even for horses and donkeys). Children’s school insurance is also included (and can be selectively upgraded).

What our customers say about our support with their house insurance:

It remains only for me to thank you very much for your patience, and your great help. I am most grateful to you.
Charlie M. (June 2016)
I just wanted to extend my thanks and appreciation for the visit of M. xxx on Thursday (date). His visit was particularly helpful. Would you please pass on my kindest regards for his courtesy, politeness and understanding?
Stephen D. (May 2016)
Merci pour votre cooperation et de règlement rapide.
Ruud J. (April 2016)
Thanks you SO much for this very full and understandable explanation. It makes alot more sense to me than anything I have ever got from AXA!!!
Frances S. (April 2016)
Thank you for all your help in this matter and the quick response to our claim.
Colin F. (March 2016)
Thank you for your precious time. I believe my Artisan and I both now understand your compensation offer better. THANK YOU SO VERY MUCH !! March 2016.
Phil S. (March 2016)
Once again, Mireille, thank you so much for your help and assistance. It is really appreciated. Well done !
Michael W. (January 2016)
Sending all the team at Prevencia a very happy christmas and thank you for all your help to us during 2015 - wishing you a very happy and successful 2016! December 2015.
Ingrid & John H. (December 2015)
Thank you for your prompt and full reply and for forwarding those links to me. Very helpful! December 2015.
Deborah W. (December 2015)
The money has now arrived in our account! We would like to thank you very much for your help and your patience in this matter, it is much appreciated! Grand "merci", and kind regards. November 2015.
Sigrid and John D. (November 2015)
I have found the quote process nice and easy and you have answered all my questions promptly. E-mail works well for me and I can see why I have seen so many recommendations online. I look forward to recommending your company to friends and family.
Christopher W
Thank you so much for all your help in this matter.
Andrew C. (October 2015)
With renewed thanks for your continuing help.
Charlie M. (October 2015)
I appreciate your help in this claim.
Graham S. (October 2015)
Thank you for your email of last week and for attaching the expert's report. I understood it perfectly as I read French so much better than I speak it. Also thank you for your advice regarding Mme X, but it was exactly as we had thought. Many, many thanks for your prompt and pleasant response to our claim.
Elaine M. (October 2015)
Many thanks for your helpful and informative message. I really appreciate your prompt action in this matter.
Michael W. (October 2015)
I hope that you will be able to act on our behalf and kindly secure some financial contribution from Generali in this particular case. Your intervention is much appreciated.
John D. (September 2015)
Merci pour votre réponse. Tout est clair et ce que vous avez proposé, c’est tres gentil. On est d’accord est nous vous remercions.
Theo S. (August 2015)
Thank you very much for all your help.
Malcolm M.
You have been very efficient thank you.
Robert L. (July 2015)
Thank you so much Mireille, for your patience and help . . . thank you so much for your consideration and efficiency! . . . Thank you so much for all your hard work on our behalf.
Deidre P. (April 2015)
Thank you very much for this - I couldn’t think how to get that information. Super-efficient as always!
Julia K. (February 2015)

Send us an email through our contact form.

Telephone us directly on: +33 (05 62 03 70 00).